EXCHANGE RATE - 29.03.2017.

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complete rate

Retail banking     Evergrin club - for pensioners

Only for pensioners
New partners and new discounts

Join the Evergreen Club of Societe Generale and enjoy exclusive benefits and products dedicated especially for pensioners.

Precondition for the membership in Evergreen Club is that you receive your pension on Societe Generale account. For that, you need just a little time, personal ID and the latest pension check or Decision on pension status.

When you become a member of Evergreen Club you will be able to use special benefits:

  • Pension will arrive one day earlier
  • Discount payments for services and goods in numerous stores across Serbia. Among them you will find many pharmacies, labs, spas, stores and supermarkets.
  • Quick and easy Evergreen cash and refinancing loans for pensioners, with life insurance and Masterata credit card included in the loan price. Now with extended age limit for loan application.
  • Info center for pensioners with toll free number 0800 30 31 31

Evergreen loans are unique because it's price include:

  • Life insurance that provides additional security to you and your family and covers the rest of the loan debt
  • Masterata credit card that enables you to pay in equal monthly installments, without interest or commission ( in stores of merchants, Masterata partners). Card is free of monthly charge fee for primary card during the loan repayment period, no longer than 36 months, with credit limit in amount of one pension. First installment rate is due to payment after 30 days.

Evergreen cash loan and Evergreen loan for refinancing

Loan amount 50.000 - 1.500.000 RSD
Repayment period 12 - 84 months
Fixed interest rate 14,95 % yearly fixed or
9,95 % six months BELIBOR 1
Administrative fee 2.95%
Client's age Max 75 years in the moment of last loan rate payment
Included in loan price 1. Life insurance
2. Masterata credit card (free of monthly charge fee for primary card during the loan repayment period)
Mandatory condition Pension transfer in Societe Generale Srbija

Evergreen loan example - Evergreen cash loan and Evergreen loan for refinancing with fixed Interest Rate

Loan Amount 200.000 RSD 500.000 RSD
Repayment period 36 months 84 months
NIR 14,95% 14,95%
Bank Fee 5.900 RSD 14.750 RSD
Monthly payment 6.948 RSD 9.693 RSD
EIR 18,87% 17,49%
Total credit
(loan amount, interest & expenses)
256.321 RSD 829.297 RSD

Evergreen loan example - Evergreen cash loan and Evergreen loan for refinancing with variable Interest Rate

Loan Amount 200.000 RSD 500.000 RSD
Repayment period 36 months 84 months
NIR 9,95 % + six months BELIBOR1 9,95 % + six months BELIBOR1
Bank Fee 5.900 RSD 14.750 RSD
Monthly payment 6.815 RSD 9.312 RSD
EIR 17,32% 15,94%
Total credit
(loan amount, interest & expenses)
251.730 RSD 798.361 RSD

EIR calculated on December 23rd 2016


All expenses

Credit bureau report 246 RSD
Bill of exchange 50 RSD

 

 

1 The interest rate is variable and consists of a reference rate - six months BELIBOR rate as a variable part, and the margin of the Bank, as fixed part, in accordance with the tariffs of the Bank. The variable interest rate is adjusted, on the first working day of every month, in accordance with the reference rate change. The value of a six months BELIBOR rate used for expression the interest rate shown on December 23rd 2016, was 3,65%.

 

What do I need to open the account in Societe Generale bank and apply for the loan?

  • Valid personal ID
  • Last pension check or Decision on pension status
  • Other necessary documentation is available in the branch
  • Account opening is free of charge

Is there any precondition for membership in Evergreen Club?
All you have to do is to transfer your pension in Societe Generale Srbija.

Do I have to pay any membership fee?
No, membership in Evergreen Club is free.

How do I get discount for shopping?
It is enough to have your Evergreen card as an ID and to show it to the merchant (in stores of merchants who are Evergreen Club partners).

Where can I find information about all benefits that I can use?
On the board in every Societe Generale, or ask for it from your Account Officer. There is a free toll number 0800 30 31 31 and web site www.evergrin.rs

Info center for pensioners, free toll number 0800 30 31 31, available on working days from 9 a.m. to 7 p.m. on Saturdays from 10 a.m. to 2 p.m.

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